Loan ProgramsArizona Investment Property Loans
Arizona Investment Property Loans
Financing for rental and investment real estate across Arizona
Overview
How Investment Property Works
From single-family rentals in Phoenix and Tucson to short-term rental properties near Sedona and the Grand Canyon, Arizona's investment real estate market draws buyers from across the country. We connect investors with lending partners offering conventional investment financing, DSCR (debt-service-coverage) loans, and portfolio programs built around rental income rather than personal income alone.
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Key Benefits
Conventional investment property financing for 1-4 unit properties
DSCR loan options that qualify based on rental income, not personal income
Guidance on down payment requirements for non-owner-occupied properties
Support for both long-term rental and short-term/vacation rental strategies
Options for investors scaling a portfolio of multiple Arizona properties
Who This Is For
Investors purchasing rental property in Arizona for the first time
Self-employed or portfolio investors who prefer to qualify on rental income (DSCR)
Out-of-state investors targeting Arizona's rental and short-term rental markets
Investment Property — Frequently Asked Questions
Investment properties typically require more down than a primary residence — often 15-25% depending on the lender, loan type, and property, since non-owner-occupied loans carry more risk to the lender.
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