How It Works
From first form to closing day — here's how AZ Mortgage connects you with the right Arizona lending partner.
Our Process
One Form, Matched to the Right Lender
Arizona home financing isn't one-size-fits-all — a first-time buyer chasing down payment assistance, a veteran using VA entitlement, and an investor financing a rental property each need a different kind of lender. We do the matching so you don't have to cold-call banks and brokers across the Valley.
AZ Mortgage is a financing resource operated by Contractors Choice Agency. We don't underwrite, approve, fund, or service loans — the lending partner you're matched with handles that directly, under their own terms.
Tell Us About Your Goals
Share whether you're buying, refinancing, or exploring first-time buyer programs, your target city, and your rough timeline and budget.
Get Matched With Lending Partners
We review your details and connect you with independent, licensed lending partners in our network suited to your loan type and credit profile.
Compare Options & Documentation
Your matched lending partner walks you through rate, program, and required documentation — income, assets, and property details.
Close On Your Arizona Home
Choose the option that fits, lock your rate, and move through underwriting to closing with your lending partner.
What to Have Ready
Home & Location Details
Target city, price range, and whether you're buying, refinancing, or exploring options.
Timeline
How soon you're looking to move — pre-approval now, or a purchase in a few months.
Financial Basics
Approximate income, down payment source, and general credit picture — no hard pull required to get matched.
Ready to see your Arizona loan options?
No obligation. No hard credit pull to get started. Answers in minutes.